.5% Low Down Payment Purchase Program

  1. As little as .50% down! (for a FHA buyer)
  2. Not limited to first time homebuyers
  3. FHA, VA & USDA loan products
  4. 620 minimum FICO for FHA & VA, 640 for USDA
  5. Owner Occupied primary residences
  6. Flips less than 90 days OK (must follow lender flip policy)
  7. GRANT-3% of total first loan amount
  8. NOT a second lien! Proceeds can be used for: down payment, closing costs, prepaid item and earnest money.
  9. Buyers gross income must not exceed county income limits. (Income is based on only the person who is on the loan NOT the number of people living in the household.)

 

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