SMS Text Message Opt-In
SMS Text Message Opt-In By submitting this form and checking the box below, you agree to receive text messages from IET Capital regarding mortgage, loan, real estate, appointment, application, and …
What Mortgage Rate Are you Waiting For?
What Mortgage Rate Are You Waiting For? You won’t find anyone who’s going to argue that mortgage rates have had a big impact on housing affordability over the past couple of years. But there …
Mass Data Hack: How to Protect Your Identity
Your personal information, including your social security number, may have been compromised and posted on the dark web. Earlier this month, data broker company National Public Data (NPD), confirmed they …
Federal Reserve Signals End to Rate Hikes, Plus Monthly Mortgage Rate Averages for 2023
The Federal Reserve’s recent decision to hold its short-term policy interest rate steady at a range of 5.25% to 5.5% is good news for the housing and mortgage markets. This …
Federal Housing Administration Expands Access to Mortgage Financing for Homes with Accessory Dwelling Units
In an effort to increase the supply of affordable housing, the federal government has announced a new policy allowing lenders to consider income from Accessory Dwelling Units (ADUs) when underwriting …
The Secret to Getting a Low Rate When Submitting an Offer on a Property
At IET Capital, we believe in empowering our clients with financial knowledge and smart strategies to help them buy the home of their dreams. One such tactic that can lead …
FHFA Backpedals on DTI LLPA
The Federal Housing Finance Agency (FHFA) has decided to rescind a loan-level pricing adjustment (LLPA) for conventional borrowers with debt-to-income (DTI) levels at or above 40%. The controversial fee had …